Essex Block Management
ESSEX BLOCK MANAGEMENT

Block and estatemanagementfor Essex.

Buildings looked after for the long term, by a named manager who answers, on a fee that is printed and never a percentage of your service charge.

£240a flat a year, plus VAT
4site visits a year
1named manager, with a direct line
i.A named managerOne person who knows your building and the board, with a direct line.
ii.Fees printed, never a percentageOne published table for every building, before you speak to us.
iii.No commission, no mark-upsNothing taken on insurance, nothing added to contractors' invoices.
iv.Twelve months, then rollingThree months' notice either way. You stay because it works.

Well managed places. Stronger communities.

WORKING ACROSS THE COUNTY
A black front door in a red brick facade A spiral stair seen from below Brass door numerals on stone A communal garden between apartment buildings I. THE MONEY
03 STEWARDSHIP

Stewardship, not maintenance requests.

The job is to look after a building and the people in it for years, not to process tickets. It comes in four parts, and we report to the board on each.

i.
A black front door in a red brick facade

The money

A budget the board agrees before the year starts, demands in the form the lease and the law require, and every penny in a client account in your building's own name, held on trust.

  • Reconciled every month
  • Interest belongs to the building
  • Bank statement with every quarterly report
ii.
A spiral stair seen from below

The building

Four site visits a year, contractors checked and supervised, repairs followed through, and a reserve fund planned so the roof never arrives as a surprise.

  • Fire risk assessment and its actions
  • Electrics, lifts, water and asbestos on a diary
  • Insurance arranged with the board shown the options
iii.
Brass door numerals on stone

The paperwork

Section 20 consultation done properly, the statutory summary of rights with every demand, solicitors' enquiries answered, and the company side kept in order.

  • Companies House filings and the register of members
  • Annual general meetings and minutes
  • Every question answered in writing
iv.
A communal garden between apartment buildings

The people

A named manager with a direct line, who knows the building and the board, and residents who know who to call.

  • One manager per building, named
  • A welcome letter for every resident
  • Complaints handled in writing, by a named person
05 THE FEE

The fee, printed before you speak to us.

One table for every building. No percentage, no insurance commission, no mark-up on contractors.

£2,400

a year plus VAT. Full management, four visits a year, a named manager.

10flats
Send me this in writing
07 LEAVING YOUR AGENT
Your agent stopped answering. Here is how to leave.

The free Essex switching pack: the six steps, the handover checklist, three letters, the first ninety days and how your money must be held. One PDF, yours whoever you appoint.

Send me the pack
The estuary at dusk

What a managing agent actually does

Block managers in Essex are appointed by the residents' company, the right to manage company or the freeholder, and the job is the same whoever appoints them. A managing agent runs the building on behalf of whoever holds the obligations under the leases. The work falls into five parts.

Read the full section

Money

A budget for the year, agreed with the board; service charge demands sent in the form the lease and the law require; collections and arrears; a client bank account in the building's own name; year-end accounts prepared for the accountant. The money is held on trust for the leaseholders by statute, which is why it must never sit in the agent's own account.

The building

Site inspections; contractors found, checked, instructed and supervised; repairs; the reserve fund planned so that the roof does not arrive as a surprise; buildings insurance arranged with the board shown the options.

Compliance

The fire risk assessment and its action list; electrical reports for the common parts; lifts; water hygiene; asbestos; gas where there is any; and, for buildings over 18 metres or seven storeys, the Building Safety Regulator's requirements. Each has a date, a certificate and a next-due date.

The law

Consultation before major works or long-term contracts; the statutory summary of rights with every demand; answering leaseholders' requests for accounts and receipts; solicitors' enquiries when a flat is sold.

The company

Companies House filings, the register of members, the annual general meeting, minutes, and the directors' own duties under company law.

An agent who does all five and tells you about them is doing the job. An agent who does the money and nothing else is a bookkeeper with a bigger invoice.

What block management should cost in Essex

Most agents will not print a figure until they have seen the building. That is worth noticing. The honest structure is a fixed fee per flat per year, plus VAT, with a minimum for small blocks, and a short list of extras charged only when they happen: a solicitor's pack on a sale, major works administration, an extra visit.

Read the full section
Our fee, in full

£240 a flat a year in Essex with a £2,400 minimum. Estates of houses £100 a home for the first hundred homes and £40 a home after that, minimum £1,000. Director Desk £895 a year for two to six flats and £110 a flat above that. The only extras: major works administration at 10% to £50,000 of works and 5% above, a solicitor's pack on a sale £300, an additional visit £125, an arrears notice £75, £100 once to take on a new building. All plus VAT.

Be wary of, whoever you talk to

  • A percentage of the service charge. It rewards the agent for spending your money.
  • Insurance commission that is not disclosed. Ask, in writing, what the agent or its group earns from the policy. You are entitled to know.
  • Fees that only appear in the schedule at the back. Ask for the whole list before you sign.
  • A long lock-in. Twelve-month rolling with three months' notice is normal. An agent who needs three years is telling you something.

How to change managing agent

Boards stay with bad agents for years because switching sounds hard. It is not, if it is done in order. We publish the documents for each step: the handover checklist, the three letters, how client money must be held and the first ninety days.

Read the full section
  1. Read your agreement. Find the notice period and how notice must be served. Follow it exactly.
  2. Get quotations in writing from two or three agents, on the same information, and put them to the board.
  3. Resolve it. A board resolution appointing the new agent, minuted.
  4. Serve notice on the outgoing agent, in writing, signed by a director, with the date the appointment ends and the name of the incoming agent.
  5. Handover. The new agent sends the outgoing one a checklist: leases, insurance, certificates, contracts, keys and fobs, arrears, sales in progress. The static records are usually due within four weeks; the closing accounts and the balance of the money within three months, which is what the profession's code expects.
  6. Tell the residents. A welcome letter with the new payment details and the named manager. Never accept a change of bank details by email alone, and tell residents the same.

Your lease, your service charge percentage and your directors do not change. The agent is the only thing that does.

Right to manage, and the residents' management company

RMC

Many blocks, and most built in recent decades, have a residents' management company written into the leases. Every leaseholder is a member; the directors are volunteers. The company holds the obligations and appoints the agent.

Read the full section

RTM

Where there is no RMC and the freeholder manages badly, leaseholders can take the management over under the Commonhold and Leasehold Reform Act 2002 without proving fault. It needs a company, a notice inviting participation, a claim notice, and at least half the flats taking part. The freeholder keeps the freehold; the RTM company takes the management.

Directors' duties

You are a company director with the ordinary duties: act within your powers, promote the company's success, exercise reasonable care, avoid conflicts. Directors' and officers' insurance is inexpensive and worth having. A good agent keeps the company side in order for you.

The law that protects leaseholders, in plain terms

  • Service charges must be reasonable (Landlord and Tenant Act 1985, section 19), and either side can ask the First-tier Tribunal (Property Chamber) to decide whether they are.
  • Major works and long contracts need consultation (section 20). Without it, the amount recoverable from each leaseholder is capped at £250 for works and £100 a year for a contract.
  • Leaseholders can ask for a summary of costs and see the receipts (sections 21 and 22).
  • Service charge money is held on trust (Landlord and Tenant Act 1987, section 42).
  • Every demand must carry the statutory summary of rights or it is not payable until it does.
  • Fire safety. The Regulatory Reform (Fire Safety) Order 2005 puts a fire risk assessment and its actions on the responsible person, usually the company acting through the agent. The Fire Safety (England) Regulations 2022 add duties for buildings over 11 metres, and the Building Safety Act 2022 for those over 18 metres.
  • Client money protection and redress. Ask any agent for its client money protection certificate and the redress scheme it belongs to, in writing. A good agent has both, and the Leasehold and Freehold Reform Act 2024 lets the government make them compulsory for managing agents.

Unhappy with your managing agent? See what it takes to change

Questions directors ask

How many flats do you need before you will take a block?

Any number. The minimum fee is the only floor.

Can we keep our contractors?

Yes. A good agent checks their insurance and their prices and keeps them.

We are mid-year. Can we still switch?

Yes. Accounts are drawn to the handover date and the year carries on.

What happens to our reserve fund?

It is the building's money, held on trust, and it transfers to the new client account with the rest.

Do we need to be a company to appoint an agent?

If your leases name a management company, that company appoints. If not, the freeholder does, or the leaseholders can form a right to manage company.

What is the difference between a service charge and an estate charge?

The service charge pays for the building; the estate charge pays for shared roads, lighting, drainage and open space on an estate, and is usually payable by house owners too.

Who do we complain to if the agent is bad?

The agent's own procedure first, then its redress scheme, The Property Ombudsman or the Property Redress Scheme, and the First-tier Tribunal for disputed charges.

What are reputable block management companies in Essex?

Look for a firm that is regulated by RICS, a member of The Property Ombudsman, protects client money through a recognised scheme, and will put its fee in writing before you meet. Essex Block Management in Chelmsford is all four: RICS regulated (firm 932779), TPO member T14991, in the RICS Client Money Protection Scheme, with its fee published.

How much do block management companies charge in Essex?

Most charge a fixed fee per flat per year, commonly £200 to £400 plus VAT, with extras on top. Ours is £240 a flat a year plus VAT, minimum £2,400, with the only extras published.

Who manages blocks of flats in Chelmsford?

Essex Block Management is based in Chelmsford and manages blocks of flats and estates across Chelmsford and the rest of Essex, at £240 a flat a year plus VAT.

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